FACTA Claim / Lawsuit - Dates on Receipt / More Than 5 Digits of Credit Card or Debit Card
The passage of the FACTA, Fair and Accurate Credit Transactions Act in 2003, which amended the Fair Credit Reporting Act (15 USC § 1681 et seq.), required consumer reporting agencies to provide consumers with one free copy of their credit report each year so that errors and corrections could be made and as a protection against the exploding crime of identity theft.
Debit & Credit Card Law Concerning Expiration Date on Credit & Debit Card Receipt
Many lawsuits have been filed regarding merchants printing more than five digits of customers' credit / debit card numbers and/or including the expiration date of the credit card on the receipt. Under FACTA it is a violation to include the expiration date on the credit card receipt or more than Five (5) digits of the
Date on Credit Card Receipt Violations
Talk to a Lawyer / Attorney if have a FACTA Lawsuit or Claim under FACTA if you have a receipt that contains more than Five (5) digits or Five (5) numbers of your debit or credit card or if the credit receipt has the expiration date of your credit or debit card on the receipt. You may have a claim. Call for a Free Confidential Consultation at 1-800-883-9858
Federal Law Concerning Expiration Dates on Debit / Credit Card Receipts
Section 1681c(g) of FACTA prohibits businesses that accept credit or debit cards from including "more than the last Five (5) digits of the card number or the expiration date" on electronically printed receipts provided to the customer at the point of sale or transaction. The lawsuits allege that each electronically printed receipt containing more than the last five digits of a credit or debit card number or a card's expiration date violates Art.1681c(g). The suits specifically allege willful noncompliance (15 U.S.C. Art. 1681n) for the claimed violations and seek statutory damages of $100 (minimum) to $1,000 (maximum) for each violation alleged, plus punitive damages and attorneys's fees. Typically in these cases, the defendant retailer had complied with the first provision of the statute by reducing the number of printed digits to five or less. Most of these target retailers failed, however, to "mask" the card's expiration date. Moreover, and as permitted under a literal reading of the statutory scheme, the plaintiffs in these cases concede they sustained no actual injury or harm.
Damages / Penalties Regarding Merchants Printing Expiration Dates on Debit or Credit Card Receipts
Thus, a noncomplying retailer may be subject to an award of statutory damages ranging from $100 to $1000. Notably, the Fair Credit Reporting Act (FACTA)does not cap the aggregate of statutory damages that can be awarded in a consumer class action.
Date on Debit / Credit Card Receipt Lawsuit - Talk to a Lawyer / Attorney
Talk to a Lawyer / Attorney if have a FACTA Lawsuit or Claim under FACTA if you have a receipt that contains more than Five (5) digits or Five (5) numbers on your debit / credit card or if the debit credit receipt has the expiration date of your credit card on the receipt. Call for a Free Confidential Consultation at 1-800-883-9858
Tuesday, August 14, 2007
Thursday, August 2, 2007
ReNu Recall -ReNu with MoistureLoc Contact Solution Class Action Lawsuit
ReNu with MoistureLoc Contact Solution - ReNu Recall
In February 2006, Bausch & Lomb stopped all sales of ReNu in Hong Kong and Singapore because of an increase in eye infection. The American Optometric Association estimates that, "there are over 30 million contact lens wearers in the United States."
In April 2006, ReNu manufacturer Bausch & Lomb suspended sales of its ReNu with MoistureLoc contact lens solution. Bausch & Lomb made this decision after health officials linked ReNu to a serious fungal infection of the eye - Fusarium keratitis. As of April 9, there were 109 cases of suspected Fusarium keratitis under investigation by the U.S. Food and Drug Administration (FDA), the U.S. Centers for Disease Control and Prevention (CDC), and health authorities in 17 states. Although only 30 of those patients have been interviewed, 26 of the 28 who wore soft contact lenses reported using ReNu brand products. Eight patients had to undergo corneal transplants. The risk of contracting contact lens-related infection from the Fusarium fungus, which is commonly found in soil, tap water and many plants, is estimated to be 4 to 21 per 100,000 patients.
In May 2006, Bausch & Lomb announced that cases of Fusarium keratitis had been reported by ReNu consumers in Europe, the first time the company acknowledged European cases since the news of the fungus went public. The Centers for Disease Control and Prevention also stated that over a dozen people diagnosed with the fungus had used a different ReNu product, ReNu Multiplus, which the company is still selling. In at least six separate cases, according to the CDC, people used solutions from two other companies.
On May 15th, 2006, Bausch & Lomb announced that they would permanently withdraw ReNu with MoistureLoc. ReNu with MoistureLoc is the contact lens cleaner viewed as the "potential root cause" of the fungal eye infection outbreak known to cause blindness. The Food and Drug Administration has reported that the eye-care company thinks ReNu with MoistureLoc's unique disinfecting and moisturizing agents "in certain unusual circumstances can increase the risk" of developing Fusarium keratitis.
Talk to a Keratitis Lawyer / Attorney - Call 1-800-883-9858
In February 2006, Bausch & Lomb stopped all sales of ReNu in Hong Kong and Singapore because of an increase in eye infection. The American Optometric Association estimates that, "there are over 30 million contact lens wearers in the United States."
In April 2006, ReNu manufacturer Bausch & Lomb suspended sales of its ReNu with MoistureLoc contact lens solution. Bausch & Lomb made this decision after health officials linked ReNu to a serious fungal infection of the eye - Fusarium keratitis. As of April 9, there were 109 cases of suspected Fusarium keratitis under investigation by the U.S. Food and Drug Administration (FDA), the U.S. Centers for Disease Control and Prevention (CDC), and health authorities in 17 states. Although only 30 of those patients have been interviewed, 26 of the 28 who wore soft contact lenses reported using ReNu brand products. Eight patients had to undergo corneal transplants. The risk of contracting contact lens-related infection from the Fusarium fungus, which is commonly found in soil, tap water and many plants, is estimated to be 4 to 21 per 100,000 patients.
In May 2006, Bausch & Lomb announced that cases of Fusarium keratitis had been reported by ReNu consumers in Europe, the first time the company acknowledged European cases since the news of the fungus went public. The Centers for Disease Control and Prevention also stated that over a dozen people diagnosed with the fungus had used a different ReNu product, ReNu Multiplus, which the company is still selling. In at least six separate cases, according to the CDC, people used solutions from two other companies.
On May 15th, 2006, Bausch & Lomb announced that they would permanently withdraw ReNu with MoistureLoc. ReNu with MoistureLoc is the contact lens cleaner viewed as the "potential root cause" of the fungal eye infection outbreak known to cause blindness. The Food and Drug Administration has reported that the eye-care company thinks ReNu with MoistureLoc's unique disinfecting and moisturizing agents "in certain unusual circumstances can increase the risk" of developing Fusarium keratitis.
Talk to a Keratitis Lawyer / Attorney - Call 1-800-883-9858
Complete MoisturePlus - Keratitis Eye Infections
FDA MoisturePlus Keratitis Alert
Advanced Medical Optics Recalls Complete MoisturePlus Contact Lens Solution
May 26, 2007
The U.S. Food and Drug Administration is alerting health care professionals and their patients who wear soft contact lenses about a voluntary recall ( see Complete MoisturePlus Recall ) of Complete MoisturePlus Multi Purpose Solution manufactured by Advanced Medical Optics of Santa Ana, Ca.
The company is taking this action as a precaution because of reports of a rare, but serious, eye infection, Acanthamoeba keratitis caused by a parasite. The link between the solution and the infection was identified as a result of an investigation by the Centers for Disease Control and Prevention (CDC).
Consumers who wear soft contact lenses should stop using the solution, discard all partially-used or unopened bottles and replace their lenses and storage container."We believe the company acted responsibly in taking this voluntary action and support their decision to be proactive in the interest of public health," said Daniel Schultz, M.D., director of FDA's Center for Devices and Radiological Health. "FDA and CDC are working closely with the company to collect additional information and we will continue to alert consumers and advise them as more information becomes available."
Acanthamoeba keratitis may lead to vision loss with some patients requiring a corneal transplant. The infection primarily affects otherwise healthy people who wear contact lenses.Consumers should ask their doctor about choosing an appropriate alternative cleaning/disinfecting product and seek immediate treatment if they have symptoms of eye infection as early diagnosis is important for effective treatment. The symptoms of Acanthamoeba keratitis can be very similar to those of other more common eye infections and may include eye pain or redness, blurred vision, light sensitivity, sensation of something in the eye or excessive tearing but Acanthamoeba is more difficult to treat.
It is estimated that Acanthamoeba keratitis infections occur in approximately 2 out of every 1 million contact lens users in the United States each year. However, in a multi-state investigation to evaluate a recent increase in Acanthamoeba keratitis cases, CDC determined that the risk of developing AK was at least seven times greater for those consumers who used Complete MoisturePlus solution versus those who did not. Additional information regarding the CDC results is available at the CDC website http://www.cdc.gov/mmwr/preview/mmwrhtml/mm56d526a1.htm.
"The ongoing CDC investigation is a collaborative effort," said Michael Beach, M.D., a Division of Parasitic Diseases team leader with CDC. "We are working with FDA, state, territory, university, and clinical partners in an effort to further understand whether usage or contamination of this solution led to these Acanthamoeba infections."
Advanced Medical Optics Recalls Complete MoisturePlus Contact Lens Solution
May 26, 2007
The U.S. Food and Drug Administration is alerting health care professionals and their patients who wear soft contact lenses about a voluntary recall ( see Complete MoisturePlus Recall ) of Complete MoisturePlus Multi Purpose Solution manufactured by Advanced Medical Optics of Santa Ana, Ca.
The company is taking this action as a precaution because of reports of a rare, but serious, eye infection, Acanthamoeba keratitis caused by a parasite. The link between the solution and the infection was identified as a result of an investigation by the Centers for Disease Control and Prevention (CDC).
Consumers who wear soft contact lenses should stop using the solution, discard all partially-used or unopened bottles and replace their lenses and storage container."We believe the company acted responsibly in taking this voluntary action and support their decision to be proactive in the interest of public health," said Daniel Schultz, M.D., director of FDA's Center for Devices and Radiological Health. "FDA and CDC are working closely with the company to collect additional information and we will continue to alert consumers and advise them as more information becomes available."
Acanthamoeba keratitis may lead to vision loss with some patients requiring a corneal transplant. The infection primarily affects otherwise healthy people who wear contact lenses.Consumers should ask their doctor about choosing an appropriate alternative cleaning/disinfecting product and seek immediate treatment if they have symptoms of eye infection as early diagnosis is important for effective treatment. The symptoms of Acanthamoeba keratitis can be very similar to those of other more common eye infections and may include eye pain or redness, blurred vision, light sensitivity, sensation of something in the eye or excessive tearing but Acanthamoeba is more difficult to treat.
It is estimated that Acanthamoeba keratitis infections occur in approximately 2 out of every 1 million contact lens users in the United States each year. However, in a multi-state investigation to evaluate a recent increase in Acanthamoeba keratitis cases, CDC determined that the risk of developing AK was at least seven times greater for those consumers who used Complete MoisturePlus solution versus those who did not. Additional information regarding the CDC results is available at the CDC website http://www.cdc.gov/mmwr/preview/mmwrhtml/mm56d526a1.htm.
"The ongoing CDC investigation is a collaborative effort," said Michael Beach, M.D., a Division of Parasitic Diseases team leader with CDC. "We are working with FDA, state, territory, university, and clinical partners in an effort to further understand whether usage or contamination of this solution led to these Acanthamoeba infections."
- All contact lens users should closely adhere to the following measures to help prevent eye infections
- Remove contact lenses before any activity involving contact with water, including showering, using a hot tub, or swimming.
- Wash hands with soap and water and dry them before handling contact lenses.
- Clean contact lenses according to manufacturer guidelines and instructions from an eye care professional.
- Use fresh cleaning or disinfecting solution each time lenses are cleaned and stored. Never reuse or top off old solution.
- Never use saline solution and rewetting drops to disinfect lenses. Neither solution is an effective or approved disinfectant.
- Schedule regular eye exams with your eye care professional.
- Wear and replace contact lenses according to the schedule prescribed by your eye care professional.
- Store lenses in a proper storage case.
- Storage cases should be irrigated with sterile contact lens solution (never use tap water) and left open to dry after each use.
- Replace storage cases at least once every three months.
Legal Help for Keratitis Contact Lens Solution Victims
If you or a loved one has used contact solution and have been recently diagnosed with keratitis, then you may have a right to file individual legal action against the product manufacturer. Due to the nature of this serious infection, consumers diagnosed with keratitis are urged to contact an attorney immediately after they have been informed of their diagnosis. Many important legal issues need to be addressed after a keratitis diagnosis that can possibly affect the outcome of civil litigation. The laws and theories of liability in each state are varied and can limit the amount of time a consumer has to file a lawsuit (statute of limitations). If one waits too long to file a lawsuit, then they may be barred or prevented from bringing such claim, lawsuit or remedy for their injuries and damages.
If you or a loved one has developed keratitis, call us for a free confidential consultation. We understand the complications of serious eye infections like keratitis and are here to help answer your questions. Call or submit our Complete Moisture PlusKeritits Lawsuit form for a free case evaluation. No fees or expenses charged, unless we make a recovery for you: 1-800-883-9858.
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